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Remy Remy · Settlement Questions · Study Permit · Study Permit · 2026-5-28 13:00
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Am I Required to File Taxes After Arriving in Canada?

I just landed in Ontario last month with a study permit and am trying to figure out my tax obligations. I didn’t earn any income here yet, and I’m not sure if I still need to file a tax return. I’ve heard that tax residency isn’t the same as immigration status—so what actually determines whether I owe taxes?

I’ve been told that even if I arrived in December, I might still be considered a tax resident for that year if I established residential ties like a rental agreement, a Canadian bank account, or family here. But I didn’t have a job or any Canadian income. So, do I still need to report anything? And if so, what exactly goes on the return?

Here are a few things I’m still unsure about:

1. If I arrived on December 10, 2023, and started my program in January 2024, is my tax residency date December 10 or January 1?

2. Do I need to report income earned abroad during the same time period?

3. Can I still claim benefits like the GST/HST credit or Canada Child Benefit if I didn’t work here?

4. Should I keep records of my foreign bank accounts or assets even if they’re not taxable?

I’m not sure how much I need to worry about this since I’m not working yet. But I don’t want to get into trouble later. I’ve seen people say they filed even with no income—why would that be?

If you’re in a similar situation, especially if you’re a student, worker, or new permanent resident, I’d love to hear what you did.

Please share your province, immigration status (e.g., student, PR, visitor), and timeline (arrival date, first job, etc.).

No need to post your passport, UCI, or bank info—just enough to help others understand the context.
Ellis
Ellis2026-5-28 13:44Reply
Yes, you may be required to file taxes in Canada even if you just arrived. The key factor is your tax residency status. If you started working in Canada, received income here (like employment, freelance, or investment income), or had a Canadian bank account with interest, you likely need to file.

Check your T4 or T5 slips — if you got one, you probably need to file. Even if your income was low, the Canada Revenue Agency (CRA) may still expect a return if you had any taxable income, especially if you’re claiming benefits like the GST/HST credit or working income tax benefit.

A common pitfall is assuming that no income means no filing. But even small amounts can require a return. Also, if you were in Canada for part of the year, you’re considered a resident for tax purposes from the day you arrived, so you must report income earned from that day onward.

To give you a better answer, could you share: your province of residence, your immigration status (e.g., visitor, student, permanent resident), and when you arrived in Canada? Please don’t include your SIN or other personal IDs in the reply.
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