Starting July 2026, the GST/HST credit will be replaced by a new benefit called the Canada Groceries and Essentials Benefit. If you’re a low-income newcomer or student, this shift could affect how you receive support. While the name and some details may change, the core idea stays the same: help with everyday costs based on your income and family size.

The CRA hasn’t shared all the new rules yet, but it’s expected that eligibility will still depend on your net income from the previous tax year and your filing status. That means you’ll still need to file your taxes, even if you’re not working or are on a study permit. Missing the deadline could mean missing out on payments.

Right now, the GST/HST credit is paid quarterly and automatically when you file your return. Will the new benefit still be paid the same way? How will the CRA calculate it for people who haven’t worked full years in Canada? And will the payment schedule stay quarterly or shift to monthly?

If you’re a new arrival, it’s important to keep your CRA account updated with your arrival date, income from abroad, and any dependents. The system uses this to determine your benefit amount. But with the name change, you might not recognize the payment on your bank statement – so checking your CRA account regularly is a good habit.

What’s your experience so far with CRA benefits? Have you noticed changes in how payments appear, or did you only realize you got something after it landed in your account? Let’s share how we’re tracking these updates – especially if you’re on a study permit or just arrived.